Home Service Repair Businesses

Tap to Pay is The Most Secure Payment Method

The safest way to make payments for 2024 is contactless transactions. This became popular during COVID and has taken off ever since. Customers want digital advancements and now it is possible for home servicers to accept contactless cards or payment-enabled wearable device over a contactless-enabled smart phone by using a card, phone, watch, or other devices with Near Field Communication (NFC) technology. NFC uses radio-frequency identification (RFID) and electromagnetic induction which helps the devices communicate without Wi-Fi or physical contact.

Tap to pay can also be achieved with Apple or Google Pay by loading an eligible payment card into a payment-enabled phone. The wireless communication technology allows data exchange between two devices typically within a few centimeters of each other.

How Tap to Pay works

First check the credit card to see that it includes the contactless four bar symbol  located of front of credit card. The symbol is the indicator that it can be used to tap to pay on a contactless-enabled smart phone equipped with special software. A contactless card or payment-enabled mobile/wearable device must be within 2 inches of a smart phone for the transaction to take place.

NFC antennas in both devices, transmits the data and payment info so the securely stored in the NFC chip and transmitted to the merchant’s terminal. The payment network verifies transaction details and that there is sufficient funds available. Once payment is confirmed a one-time, unique code is generated for that specific transaction. When the card has made contact with phone, the transaction should be complete (approximately one to two seconds).

Is Tap to Pay it safe

Contactless technology requires the home servicer to initiate the payment. Contactless payments, including MC, Visa, bank debt cards, and American Express contactless cards, Google Pay and Apple Pay, all use same NFC (Near Field Communication) technology. A one-time code is generated every time a contactless card or device is used to pay, making it very effective to reducing fraud.

Fraud from skimming is very limited and unlikely. This type of transaction generates a one-time, transaction-specific code. Due to the nature of the unique code and additional fraud protection processes make it difficult to use skimmed cardholder information for fraudulent purchases.

Security Benefits of using Tap to Pay

  • Two-factor authentication uses face ID or a PIN which requires additional identity verification.
  • Card processing does not include sensitive personal data.
  • Each transaction uses tokenization in place of credit or bank information.
  • Unique encryption protects personal and credit card information.

Why tapping is  the best way to take payment in the field

Tapping with a contactless card or payment-enabled mobile or wearable device helps to avoid touching surfaces. A contactless payment is the quickest way to process credit cards in the field plus more convenient and secure. Virtually impossible to double billed a customer even if they accidentally tap twice.

Merchant Advantages

  • Helps alleviate fraudulent disputes as transactions are identified as “Card Present”.
  • Safer than magnetic strip or chip cards which are susceptible to fraud.
  • Consumer demand is moving to digital wallets.
  • Contactless payments keeps employees and customers  safe from germs.
  • RFID cards transmits a one-time code to reader which identifies each transaction.
  • No extra cost to process payments.

Tap-to-Pay is here to stay

Payments apps like iWallet have contactless payment built in which offers home servicers a way to keep techs and customers germ free. NFC technology offers extra security which is a benefit to customers. Now you can offer seamless, secure transactions to customers in seconds with iWallet.

Home Service Repair Businesses News Small business tools

Take Control of Your Brand Reputation With Reviews

Reputation management involves monitoring public perception of your brand.  To maintain or build a thriving business a strong reputation will help people trust faster or when choosing a new home service provider, positive reviews will set your business apart from one with no reviews. 

A five-star digital presence is important to increase transparency and to gain customer respect. People are more informed about the companies they are considering doing business with. Google Reviews, Yelp, and the BBB are just some of review services where customers can share their experiences, good or bad.

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Why is Reputation Management Important?

The longer you’re in business, your company image will develop with or without your help based on your online presence. Successful companies take an active role to learn how people feel about their services. Controlling your reputation so when it is viewed by customers or potential new hires there is no surprises.

Having a strategy in place that includes a way to easily prompt someone to provide five stars or great service comments is the first step

Analyzing Consumer’s Needs

Review give insight into your business and lets you know what is working or not working. Customers also don’t hesitate to point out the things they are unhappy with.

Pay attention to what customers are writing can highlight where attention is needed. Tracking complaints allows a way to spot a single issue tied to poor service or if there is something companywide that’s needs attention.  This could help spot if more training is needed, pinpoint issues to a specific employee, and even help the bottom line.

Built-in Tools That Work

Small or large, companies can take advantage of free reputation software when they process with apps such as iWallet. iWallet includes the ability to ask for a review during payment.  For no additional charge, there is a dedicated link in the payment flow to one or several review platforms. This provides comprehensive way to get review coverage across all channels.

Additional Benefits

Show you value your customers and their feedback by including their reviews in your website, ads, or social channels. Letting them know you value their opinion by expressing gratitude to their comments, it goes a long way.

A positive workplace helps with recruiting too. When deciding to join a company, potential new employees are likely to trust word-of-mouth information from satisfied customers they read online.

A strong reputation is more likely to attract new and keep loyal customers. Having reputation management as part of the payment flow process opens up the opportunity to get real time reviews.

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Best Time to Shop for Deals

With Christmas behind us, the end of year bargains are here! Don’t you want the best deals you can find — especially during these tough times? Whether you are looking for specific items like winters clothes, warm coats, holiday decorations or a new car, these deals start now with many more are to be found all year long.

December is typically one of the best months to purchase a several items like a new car. reports the highest discounts off the manufacturer’s suggested retail price, 6.1% on average.  Salespeople work on goals, monthly, quarterly and yearly that combined with new models make it a great time to snap up a deal. And starting the day after Christmas, look for deep discounts that are many times 50% or more off on decorations, ornaments, artificial trees, and similar wrapping paper.

Sale ads, coupon savings are everywhere but if you can wait till the end of the month it is truly the best time to shop. Are you wondering what you should purchase this month, or wait until 2021? Below are tips on when to purchase popular big and small ticket items as some months in the year are better than others for certain purchases. Here is a plan that can help you to save money throughout 2021.

New Year’s presents a fresh start to 2021 and for shopping deals.

  • Gym Memberships- COVID permitting, gyms offer sales to help get new members signed up.
  • Fitness equipment- Time to get in shape and retailer offer fitness equipment and apparel sales.
  • Bedding and linens- Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
  • TVs and electronics- Just before the Super Bowl, retailers normally discount TVs and other home-theater essentials.

The month of love and gifts, plus time to buy major items.

  • TVs- Sales into February and with Super Bowl being the primary reason and the best time to buy a new TV.
  • Winter items- With cold weather winter tapering off, retailers look to selloff inventory of cold-weather products like apparel and winter sports gear.
  • Home goods- Retailers run home and apparel sales before Presidents Day.

March is a little slower but there are always sales to be found.

  • Tax software- With tax-prep ahead, retailers many times will discount items.
  • Grills- Get ready for summer grilling now so you can avoid the price increases when summer arrives.
  • St. Patrick’s Day essentials- Retailers, bars and restaurants usually discount green-themed clothing, party supplies, food and drink specials.

April showers bring spring deals.

  • Tax themed items- Retailers and restaurants offer Tax Day discounts and freebies on services.
  • Vacuums- Need a new vacuum, manufacturers like Dyson many times have nice markdowns.
  • Easter candy- Take advantage of the day after Easter for big markdowns on stuffed animals, plastic eggs and more. Buy now and save for 2022!

May flowers are here and sales are too!

  • Small kitchen appliances- Time to find discounts on your favorite kitchen appliances.
  • Furniture- Memorial Day is one of the three best months to buy furniture and home décor.
  • Spring apparel- By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.

June brings opportunities to snag deals.

  • Gym memberships- Summer is a good time to look for membership or class package deals.
  • Lingerie- Yes Victoria’s Secret host its Semi-Annual Sale. Stock up now and save!

July temperature goes up but prices fall.

  • Patriotic items- Look for Fourth of July red, white and blue products, sporting goods, and outdoor furniture.
  • Personal electronics- Retailers such as Best Buy and Amazon (Prime Day) run July promotions.
  • Apparel- No need to wait till end-of-summer, sales start now.

Summer product close out sales!

  • Outdoor products- Price slashes on lawn mowers and other outdoor equipment.
  • Back to school month- Time to buy pencils and expensive laptops.
  • Swimsuits- Swimming isn’t over days, but swimsuits are all on clearance so buy for next year.

September has its fair share of good buys too.

  • iPhones- Apple usually announces and unveils its new iPhones and many times drops prices on the current phones.
  • Appliances- Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
  • Mattresses- Time for Labor Day mattress sales at both department stores and mattress centers.

Halloween season brings deals on these products.

  • Jeans- New inventory arrives for Fall so grab a new pair of jeans.
  • Outdoor furniture- Temperatures drop and patio furniture, outdoor living products go on final clearance.
  • Candy- Halloween brings discounted candy for trick-or-treaters. Many times the larger bags are a better buy.

Black Friday and Cyber Monday sales at last!

  • Electronics- Look for deep discounts on smartphones, TV’s activity trackers, computers and gaming systems.
  • Home appliances- Time to buy washers, dryers, dishwasher and refrigerators.
  • Tools- Home items like ladders and toolboxes are also on sale.

Holidays bring gifting discounts across all areas.

  • Toys and games- Retailers run toys and games specials to move the items.
  • Electronics- Black Friday promotions run from over into this month.
  • Winter Clothes- Shoppers can take advantage of after Christmas sales on fall clothing!
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No Contact Matters More Now Than Ever

The Thanksgiving holiday has set a record only it is not the kind of record to brag about. The U.S. is experiencing a surge in COVID- 19 cases. As Christmas, Hanukkah and the New Year’s approach, no contact matters now more than ever before!

Families were asked not to gather but many didn’t listen. As a result the U.S. has set a record number of COVID-19 confirmed cases and the numbers are continuing to rise daily! One of the biggest problems America is now facing is hospitals are almost at full capacity. There are very few beds available and emergency rooms are filled! Feeling the strain, some hospitals have resulted to setting up tents. Governors’ in many states have re issued stay at home orders in regions where hospitals surpassed 85 percent intensive care occupancy.

Even though the FDA has approved the first of two vaccines, the public still needs to do their part to control the pandemic. To help mitigate the spread, implementing safety into your everyday work and personal lives is easy. Wear a face covering to cover your mouth and nose in public at all times. The mask will help to protect you in the event you come in contact with someone infected. Disinfect and clean all surfaces daily which include doorknobs, handles, light switches, tables, desks, phones, keyboards, computers, as well as sinks, toilets, faucets and countertops.

The bigger issue is COVID may be spread through people not showing any symptoms. According to the CDC, the virus is thought to be spread mainly from person-to-person. Which is why it may spread between people you are in close contact or through droplets when an infected person sneezes or coughs nearby. Healthy practices are essential to protecting you and your love ones.  Follow the obvious guidelines like avoid touching your eyes, nose and mouth unless your hands were just cleaned.  Make sure to wash your hands often, with soap and for a minimum of 20 seconds.  And wash again after blowing your nose, sneezing or coughing. Always avoid close contact with anyone sick.

Eliminate sources of infection

Businesses also need to eliminate as many sources of potential infection. Finding contactless touchpoints will also help reduce the possible sources of infection. Going contactless may become the new normal. There are free apps like QR menu and payment apps which are the safe and secure to use. Anyone can view menus and make payments from their own mobile devices. No fees to sign up or to down load the apps.

It has been reported that even religious organizations are weighing their options for the well-being of their congregations. Many have set up make shift arrangements for outdoor services and have incorporated Zoom worship services, video and phone calls.

With very few beds remaining the biggest takeaway is to eliminate crowded places, limit holiday social gatherings and large family parties.  Staying safe should be top priority. Making sure you everyone wears masks and stays at least 6 feet apart at all times. Keep plenty of clean masks around, place hand sanitizer throughout your business, house and car.

For an up to date data snapshot of how COVID-19 is impacting individual hospitals in your area visit

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California Small Businesses Get Help to Stay Open During COVID

COVID-19 has presented several challenges for small businesses, employers and their employees because cases are rising at an alarmingly rapid rate. Most especially for businesses in California where more than 1 million cases have been identified as of December 2020.  Big cities have been the most effected. In Los Angeles alone it was reported by the NY Times more than 370,000 people have had the virus. The state is struggling as they are experiencing the fastest increase in cases to date.

California is home to 4.1 million small businesses which represents 7.2 million workers in California. The state’s mom-and-pop business owners were slowly beginning to reopen after suffering through months of shutdowns. Small business owners were eager to get back at it. Now with the numbers on the rise and partial closures back in place, there are a number of different resources to take advantage of.

State resources

Small businesses drive growth and create jobs for the state and should implement all resources available to them. California Businesses Impacted by COVID-19 can take advantage of temporary Tax Relief in way of state grants and free business apps to stay open. Governor Gavin Newsom recently announced the state will support business throughout the pandemic.

  • Main Street Hiring Tax Credit, which authorizes $100 million in hiring tax credit for qualified small businesses. The credit is equal to $1,000 per qualified employee, up to $100,000 for each small business employer- application opened December 1, 2020
  • Automatic three-month income tax extension for taxpayers filing less than $1 million in sales tax.
  • Extends existing interest and penalty-free payment agreements to companies with up to $5 million in taxable sales.
  • Expanded interest free payment options for large businesses affected.
  • $500 Million for New COVID Relief Grant for Small Business administered by the California Office of the Small Business Advocate (CalOSBA).  Funds are awarded to selected intermediaries with established networks of Community Development Financial Institutions to distribute relief through grants up to $25,000 small businesses throughout the state by early 2021. Non-profits are eligible for these grants. Visit here for updates on availability.
  • Click here for the full list of state support for businesses.

Small business online resources to stay open safely

Small businesses should also do their part to keep their customers and employees healthy.  It is so important to maintain a safe environment for everyone who enters their location. There’s a lot to think about and staying open looks different depending on your business. Here are some free resources and tip to help.

  • Advertise health and safety measures on your website, window or email communication. Let them know they can expect a safe COVID free zone.
  • Implement touchless menus. Free QR menu codes offer contactless ways to view your menu and works with restaurants, bars, spas, and any business with a list of services.
  • Contactless health assessments are a smart, germ free way to screen customers. QR health assessment provides free QR codes.
  • To make contact tracing easier have all customers fill out a free online assessment, print it and keep on file for 30 days.
  • Prevent germs by using free QR payments, a contactless way to accept payment for goods or services.

Income loss from COVID-19 has presented significant challenges to small business owners and their employees. With the new the state support, business should jump on the financial opportunities the governor has created. Whether you’re open or planning to reopening, it’s a smart idea to also implement new COVID resources now or develop a plan so you are ready. Customers want to feel safe.

Home Service Repair Businesses

COVID-19 Is Rejuvenating QR Codes

iWallet startup, on the cutting edge of the O2O revolution, launched QR Menu in effort to help businesses reopen safely. QR Menu converts paper menus into an online form that is viewed on a mobile device. COVID-19 has turned the world upside down creating challenges to bring people back. Contactless menus can help provide peace of mind to employees and customers when it’s not business as usual.

COVID has created new policies and procedures in order to meet reopening requirements. WebMD and other studies have reported restaurant menus to be one of the germiest touch points as it can contain 100 times more bacteria than toilet seats.

iWallet QR Contactless Menu Helps Restaurants, Spas, and Wineries Reopen Safely

Businesses can eliminate sources of potential germs by implementing QR contactless menus which replaces the need for physical menus. It’s a simple one step process to generate a QR menu at For consumers it’s easier, they just point a camera at the QR code and tap the link that pops up to view the menu.

“I’ve been working on an exciting QR application project, however when COVID hit I saw the need to help small businesses reopen. What started locally ramped into something much bigger,” States Jim Kolchin, iWallet Founder. “QR Menu was designed to be free because I know restaurants run on thin margins however it has been adopted globally including; Marriott International, Wynn Las Vegas, The Venetian, Panera Bread, Denny’s and more!”

Key Benefits:

  • Safer to use- mitigates the spread of germs
  • Saves time- easy to update and make instant changes
  • Reduces costs- no more printing and ink expenses
  • Eco friendly- eliminates the millions of paper menus thrown out daily

Reduced capacity, strict regulations combined with consumer habits that have changed, businesses don’t need to scramble any further. QR contactless menu provide employees and customers a touch-free way to help keep them safe. Paper is going away and contactless menus are here to stay.

About iWallet
iWallet is a touchless payment platform that was created with one thing in mind, helping businesses and service providers eliminate unnecessary processing fees. QR technology makes financial services more convenient and cost efficient. Using ACH bank transfers, the process is free to both merchants and consumers.

Renee Borsack

SOURCE iWallet

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Home Service Repair Businesses

iWallet Brings Payment Processing on ACH Transaction to Aid Businesses in Starting Operation During Covid19

iWallet, Inc has introduced automation in transaction processing through Automatic Clearing House (ACH) fund transfer system. The new development is an advancement to the payment processing system for small businesses that can now receive contactless money transfer with no hidden charges applied. The social distancing benefit during the Covid19 pandemic extends towards creating QR menu for restaurants, with zero contact order generation facility. The future driven technology will help the restaurants open their business up, as the pandemic fades out. 

iWallet ACH transaction system is based on an easy and fast payment processing method where the user needs to point the Smartphone on the QR code and click. The payment data is stored in the form of QR code in a secured server with zero possibility of cash extraction from the card. This effectively ends the requirement of carrying cash and cards in the wallet and makes the transaction as effortless as possible. With ACH nor the customer, neither the vendor bears any transaction cost. The QR processing system by iWallet can be mainly used in departmental stores, supermarket, groceries, boutique shops and restaurants enabling the vendor and the user operate in a practical, innovative and ultra-secure technological platform.  QR menu is an essential part of automating the system in a futuristic manner.  With the new inclusion of iWallet, customers can also pay using credit card, but the processing fee is paid by the customer.

iWallet free QR menu benefits can be utilized both by the businesses as well as the customers who can now order food completely paperless/contactless. The technology is built towards empowering restaurants in the safe opening of their business. The customer has to scan the QR code present on their table to open the menu on their mobile and place the order. The QR menu for restaurants has already been tested in Italy. While customers found it difficult in the beginning, more and more are currently finding it an easy and effective mode of placing orders. The company is also working on SNAP/EBT processing with food stamp and government support in order to assure safety guarantee on food.

iWallet also extends its facility by providing an easy to build free QR menu option. The restaurants can now make a QR menu for the dishes served in a few easy steps. The iWallet system takes care of the paper menu sent to them via email in PDF or Picture format and converts them into QR menu. The menu is easily changeable as per the requirement, so to provide customers with real-time options available to be served. The technology that is meant to give a smooth start to restaurant business after covid-19 is also expected to begin a new system in the coming years with customers being more concerned about the safety guidelines adhered by the restaurants and other vendors.

The transactions made through iWallet are truly touchless, and with personal data being secured, the customers can get most out of the social distancing norm. 

About iWallet

iWallet provides a new age technology of processing contactless payment without the use of Visa/Master/Amex/Discover cards. The company, in partnership with Dwolla and Plaid, provides a QR code-based payment platform to ensure fast, secured and contactless payment, that is also deemed user friendly. The payment processing through iWallet ensures full transparency of the cash flow to businesses. With a focus on small and medium-sized business, the company offers payment processing up to $10 million annually at no charge at all.

Media Contact
Company Name: IWallet, Inc.
Contact Person: Jim Kolchin
Email: Send Email
Phone: 866-376-4880
City: San Francisco
State: California
Country: United States